Peer Lending Network: The peer to peer Online Lending MarketplacePeer Lending for borrowersPeer Lending for lenders

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The Peer Lending Network is dedicated to educating consumers about the peer-to-peer lending process, directing consumers to the industries best peer-to-peer lending companies. The loans are all unsecured meaning, they don't require collateral. The Peer Lending Network can help both of our target visitors:

·    People looking for a loan, or debt consolidation at a lower interest rate.

·    People with some extra cash that can bid on loans and get returns for their investment sometimes up to 12%.

Whether you need a home improvement loan, or you need to pay off high interest credit cards, the Peer Lending Network can help.  Some common personal loans are auto loans, debt consolidation loans, home improvement loans, military loans and student loans. Peer lending also offers small business loans.

About Our Preferred Partner Prosper

Prosper, America's first people-to-people lending marketplace, was created to make consumer lending more rewarding by basically cutting out the banks or third parties and giving investors a chance to make a great return.

The way
Prosper works is very similar to an online auction. On most auction sites you can list and bid on items. With Prosper you can list and bid on loans using their online auction platform, (sort of like the ebay of finance).


Prosper gives you the opportunity to either loan money or borrow money. If you decide to loan money you can set the interest rate you would like to earn and bid in increments of $50 to $25,000 on any loan listing you choose. In an effort to make the investing as safe as possible Prosper has created whats called “standing orders” which allows for easy diversification.

If you would like to borrow money you can create a listing of up to $25,000 and set a maximum interest rate you are willing to pay on your loan. People then start to bid on your listing by offering a sum of money at a certain interest rate. As people bid on your loan the interest rate goes down as Prosper accepts only the bids with the lower interest rates to fund the loan. All loan administration, including collection efforts if necessary, is handled by Prosper on both the lenders and borrowers behalf.

Prosper has a rigid privacy policy and its principals are strong advocates of stringent consumer financial privacy protection laws and practices. As a member you are in control of how much personal information you want to reveal on the website. Prosper's security and identity verification systems are consistent with those used by banks, brokerages and institutional creditors to ensure your safety.

Prosper gets paid by collecting a one-time 1% or 2% fee on funded loans from borrowers, and assessing a 0.5% or 1% per annum loan servicing fee to lenders. They are backed by strong financial partners including Accel Partners, Benchmark Capital, DAG Ventures, Fidelity Ventures, Meritech Capital Partners, and Omidyar Network. Prosper's marketplace platform is patent pending.


Peer Lending About Peer Lending Network - Learn about Peer Lending Network.
Peer Lending Process - Learn about the peer lending process. Borrowing with Peer To Peer Lending - Get a loan from a peer lending company.
Lending Peer To Peer Loans - Learn how you can loan to peers looking for peer lending. Peer To Peer Lending Fees - Learn what fees are involved in peer to peer lending.
Contacting Peer To Peer Lending Company - Contact a peer to peer lending company. Privacy Policy

Peer Lending Network is an affiliate of, and the Prosper logo are registered trademarks or service marks of Prosper Marketplace, Inc. Copyright © 2005-2008 Prosper Marketplace, Inc. All rights reserved.

Copyright © 2008 Peer Lending Network. All rights reserved. Custom Website Design and Search Engine Optimization by Zenith Marketing, Corp.

Please Note: Your contact request form will be sent to the participating companies upon receipt. You understand and agree that you are establishing a business relationship with us and the participating companies who will be contacting you by telephone and electronic mail, even if you have previously listed yourself on the state or federal do not call list. There is no obligation for submitting your information.

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