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Are you interested in becoming a borrower or a lender?

Borrower Fees: Learn about all the fees associated with becoming a borrower in our peer lending network.

Lender Fees: Learn about all the fees associated with becoming a lender in our peer lending network.

Delinquency Fees: Learn about fees that occur in the event of delinquent

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All of the following fees are based on, our preferred peer-to-peer lending partner. There are no fees to use the site, post a listing or place bids. Fees only result from obtaining a loan as a borrower or receiving payments on a loan as a lender.

Borrower Fees


1-3% closing fee

If you are a borrower and your loan is funded, you will be charged a percentage of the amount borrowed or $25, whichever is greater, depending on your credit grade:

AA: 1% closing fee

A - B: 2% closing fee

C - HR: 3% closing fee

1% Non-electronic payment charge (optional)

Borrowers who elect to pay their loans through bank drafts, rather than the free electronic payment service through ACH, will have 1% of additional interest added to their loan's interest rate. This added interest will be paid to for processing bank draft payments, not to lenders.

Lender Fees

0%-1% annual loan servicing fee

The annual servicing fee is accrued daily, and is based on the current outstanding loan principal. This fee is accrued the same way that regular interest is accrued on the loan. The amount of the servicing fee depends on the borrower's credit grade:

AA: 0% annual loan servicing fee

A - HR: 1% annual loan servicing fee


Collection agency recovery fee

In the event that one of your loans becomes more than 1 month late, will assign a professional collection agency to attempt to collect the overdue amount. Each collection agency has its own fee structure, but will only collect a fee for their services if funds are recovered.

Delinquency Fees

$15 failed payment fee

If your automatic monthly payment fails due to insufficient funds or because you closed your bank account and forgot to tell us, you'll be charged $15 on the first failed payment of each billing period. This fee may vary depending on your state lending limits. This fee is paid to, and covers the fees that bank charges for failed payments.

Late payment fee


If your monthly payment is 15 days late, you'll be charged a late fee, which depends on your state lending limits. Late fees are passed on to lenders; does not profit from late fees.


Note: Delinquency fees may vary based on regulations from the borrower's state of residence.

Peer Lending About Peer Lending Network - Learn about Peer Lending Network.
Peer Lending Process - Learn about the peer lending process. Borrowing with Peer To Peer Lending - Get a loan from a peer lending company.
Lending Peer To Peer Loans - Learn how you can loan to peers looking for peer lending. Peer To Peer Lending Fees - Learn what fees are involved in peer to peer lending.
Contacting Peer To Peer Lending Company - Contact a peer to peer lending company. Privacy Policy

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